Real Free Credit Reports

Your are allowed to receive a free credit report from Equifax, TransUnion, and Experian, every 12 months.  Don’t go for the gimicks to sign up for crap you don’t need. Use the right service of Annual Credit Report.com.

You need to know how to protect yourself against identity theft.

You may also request a report from each service, independently if you are seeking employment.

Trans Union
P.O. Box 1000
Chester, PA 19022

1-800-888-4213      website

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241

1-800-997-2493 website

Experian
P.O. Box 2104
Allen, TX 75013-2104

1-888-397-3742 website

It is better to request the reports in writing.  You will be asked for a current credit information to prove your identity.  If you do not know anything that may be on the report, your report will be delayed to prove that its you.  That’s for your own personal protection, so don’t get upset that you have to wait.

You may, also, request a free copy of the credit report used to deny credit you apply for, so you can see why you were denied the credit you requested.  You have a limited time to request this, so do it right away.

 

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  1. […] agencies, if needed.  Remember, however, that they do not speak or communicate with each other, so get a copy of each of them, to see which has the negative information, before submitting your […]

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